Turn Your MetaMask Debit into Credit
The on-chain engine that converts every MetaMask debit card into a true revolving credit card—while merchants get paid in seconds.
Everything you need to
deploy your app
Kori provides a complete solution for converting MetaMask debit cards into credit cards while ensuring instant merchant payments.
Turn your MetaMask debit card into a true revolving credit card.
Key Benefits
- •Seamless blockchain integration
- •Maintains existing spending habits
- •Builds credit history automatically
Merchants get paid in seconds with instant USDC settlements.
Key Benefits
- •Eliminates payment waiting periods
- •Immediate USDC settlements
- •Improved merchant cash flow
Build your credit score with every transaction and repayment.
Key Benefits
- •Partnership with major credit bureaus
- •Every transaction builds profile
- •Establishes financial standing
The Tier Ladder
Progress through our credit tiers and unlock greater financial freedom with each level
Bronze
Score: 0-200
Store Credit
$50-$100
Card Credit
—
Next: Silver
Silver
Score: 201-400
Store Credit
Up to $300
Card Credit
—
Next: Gold
Gold
Score: 401-600
Store Credit
$600-$1,000
Card Credit
—
Next: Platinum
Platinum
Score: 601-800
Store Credit
$1,500-$2,000
Card Credit
$300-$500
Next: Diamond
Diamond
Score: 801-1,000
Store Credit
$3,000-$5,000
Card Credit
$1,000-$2,000
Maximum Tier
Your existing MetaMask card becomes a powerful credit-building tool with Kori
Revolutionizing Financial Access
Real numbers that show the power of on-chain credit scoring
How Kori Works
From wallet connection to credit building, experience the future of finance in three simple steps
Connect & Scan
Link your MetaMask wallet and authorize our oracle to scan your on-chain activity and debit card usage patterns.
Get Scored
Our AI analyzes 200+ variables to generate your KoriScore and unlock your initial credit tier instantly.
Spend & Build
Use your credit at partner stores, repay on time, and watch your score climb through our tier system.
Join 50,000+ users building their credit with Kori
Business Engine
A sustainable revenue model that benefits both users and merchants through innovative financial infrastructure.
Instant-payout fee
1% of every merchant settlement
Interchange share
~0.6% on card-rail spend
Credit spread
Borrow at 5% stablecoin, lend at 12% APR
Float yield
Idle USDC swept into T-bill–backed on-chain funds
Why Merchants Plug In
Solving critical pain points in traditional payment processing
Legacy Rails
"Payouts held 7–14 days or more for new sellers"
USDC lands the moment the sale clears—no reserves, no rolling holds
High Fees
"3–4% card fees + chargebacks"
1% Kori settlement fee, zero fraud chargebacks (Kori owns risk)
Limited Credit
"Small BNPL tickets (<$400)"
Basket sizes climb as users tap expanding Kori lines
Comprehensive Risk Protection
Tiered exposure keeps expected loss below the BNPL late-payment rate of 41% reported in 2025 surveys.
User Protection
- Gradual credit line increases
- Smart contract-based limits
- Transparent scoring system
Merchant Protection
- Instant USDC settlements
- No chargeback risk
- Growing customer base
Start building your credit today
Connect your wallet and start using Kori to build your credit score while enjoying instant merchant payments.